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Why choose me? ....Because I’m real, I’m honest, and I can untangle a mortgage faster than most people can solve a crossword. ....Because my job title might be Mortgage Associate, but in reality, I’m also your part-time therapist, unofficial financial advisor, and trusted friend. With me, you’re not just getting a mortgage—you’re getting the whole package. ...Here's a whole other list as to why working with me is to YOUR advantage. #saskatchewan #Alberta #mortgageadvice #firsttimehomebuyer #refinance #equitytakeout #renewal 639-237-7799 jodi.rogers@mortgagegroup.com https://jodirogers.tmgbroker.com/ Located 45 minutes from Meadow Lake, SK and 45 minutes from Cold Lake, AB. Serving ALL of Saskatchewan and Alberta!

Why choose me? ....Because I’m real, I’m honest, and I can untangle a mortgage faster than most people can solve a crossword. ....Because my job title might be Mortgage Associate, but in reality, I’m also your part-time therapist, unofficial financial advisor, and trusted friend. With me, you’re not just getting a mortgage—you’re getting the whole package. ...Here's a whole other list as to why working with me is to YOUR advantage. #saskatchewan #Alberta #mortgageadvice #firsttimehomebuyer #refinance #equitytakeout #renewal 639-237-7799 jodi.rogers@mortgagegroup.com https://jodirogers.tmgbroker.com/ Located 45 minutes from Meadow Lake, SK and 45 minutes from Cold Lake, AB. Serving ALL of Saskatchewan and Alberta!

Why choose me? ....Because I’m real, I’m honest, and I can untangle a mortgage faster than most people can solve a crossword. ....Because my job title might be Mortgage Associate, but in reality, I’m also your part-time therapist, unofficial financial advisor, and trusted friend. With me, you’re not just getting a mortgage—you’re getting the whole package. ...Here's a whole other list as to why working with me is to YOUR advantage. #saskatchewan #Alberta #mortgageadvice #firsttimehomebuyer #refinance #equitytakeout #renewal 639-237-7799 jodi.rogers@mortgagegroup.com https://jodirogers.tmgbroker.com/ Located 45 minutes from Meadow Lake, SK and 45 minutes from Cold Lake, AB. Serving ALL of Saskatchewan and Alberta!

Tired of juggling debt and high-interest payments? Let us help you take control of your finances with trusted home equity loan solutions. Thousands of Canadians have already saved money, consolidated their debt, and paid off loans with our highly experienced team. Enjoy same-day approval and know that all homeowners are eligible—no matter your credit history. Take the first step toward financial freedom today and access your home equity with ease!

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You didn’t serve just to keep paying someone else’s mortgage. 📍Fayetteville, NC — if you’re active duty, a veteran, or a military spouse, you might be a lot closer to homeownership than you think. Here’s the truth no one tells you: You don’t need perfect credit. You don’t need a down payment. You can own a home with zero PMI, competitive rates, and a monthly payment that works with BAH. At Revolution Mortgage, we specialize in: ✅ VA Loans — No money down, no gimmicks ✅ First-Time Buyer Support — We'll walk you through every step ✅ PCS-Friendly Closings — Fast, flexible, and reliable ✅ Real Answers — No gatekeeping, no runaround We’re not just lenders. We’re boots-on-the-ground problem solvers who know what it takes to help military families win in this market. 📲 910.939.5512 Ready to stop renting and start building? Let’s make your next mission home.

Navigating home loans? Trust Stephanie Hanna for personalized guidance in the local market. Our Omega Mortgage Group experts provide unmatched insights into the local market to help you unlock your dream home. . . . NMLS# 1253874 – NMLS Consumer Access Advertised Rates effective as of the date Rates placed on Infinity Equity Group, LLC dba Omega Mortgage Group website. Annual Percentage Rates may vary. This advertisement does not constitute a commitment to lend. Qualification for advertised mortgage scenarios is subject to underwriting guidelines and credit review/approval. For mortgage loans other than fixed loans, it is possible that the borrower’s payment may increase substantially after consummation. The disclosed closing costs are only estimates. Actual closing costs may vary. The information contained herein is subject to change without notice. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #441DBO-106851 and NMLS #1253874 AZ Lic #1007664 | CA 41DBO-106851 | CO none | FL MLD2263 | ID MBL9351 | NV 4482 | OR ML-5506 | SC Lic #1253874 | TN 1253874 | TX none | Utah #13117413 | WA CL-1253784

Navigating home loans? Trust Stephanie Hanna for personalized guidance in the local market. Our Omega Mortgage Group experts provide unmatched insights into the local market to help you unlock your dream home. . . . NMLS# 1253874 – NMLS Consumer Access Advertised Rates effective as of the date Rates placed on Infinity Equity Group, LLC dba Omega Mortgage Group website. Annual Percentage Rates may vary. This advertisement does not constitute a commitment to lend. Qualification for advertised mortgage scenarios is subject to underwriting guidelines and credit review/approval. For mortgage loans other than fixed loans, it is possible that the borrower’s payment may increase substantially after consummation. The disclosed closing costs are only estimates. Actual closing costs may vary. The information contained herein is subject to change without notice. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #441DBO-106851 and NMLS #1253874 AZ Lic #1007664 | CA 41DBO-106851 | CO none | FL MLD2263 | ID MBL9351 | NV 4482 | OR ML-5506 | SC Lic #1253874 | TN 1253874 | TX none | Utah #13117413 | WA CL-1253784

🏡 Realtors – Ready to Collaborate? I’m a local mortgage broker eager to build strong partnerships with top agents. Let’s grow together! 📞 Call me: 718-383-1537

5⭐️ rated expert mortgage advice www.mainmortgage.co.uk/reviews Whatever your mortgage needs, we can help at Main Mortgage Services 🏠 An Inverness based mortgage broker, we find, secure and arrange the lowest cost mortgage for you 😍 For more information call 01463 714903 email enquire@mainmortgage.co.uk, send a message or complete the simple enquiry form on our website www.mainmortgage.co.uk ✅ First Time Buyers/Homemovers/New Build/Remortgage/Rate Switch/Buy to Let/Retirement Interest Only/Holiday Lets/Debt Consolidation ✅ Mortgages for Employed, Self-employed, Ltd Company, Retired, Contractors, Zero Hours, Agency workers ✅ Adverse/Poor Credit Score ⭐️ NO MORTGAGE, NO FEE – If we are unable to secure and arrange a suitable mortgage for you, there is no fee to pay ⭐️ CONVENIENCE – Open 7 days a week, with evening and weekend appointments available ⭐️ EXPERT MORTGAGE ADVICE – With access to all UK banks and building societies we carefully research, secure and arrange the lowest cost mortgage tailored to your requirements Main Mortgage Services is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number 981178. Proprietor: Gordon Main Your home may be repossessed if you do not keep up repayments on your mortgage.

PlatFam! My name is Mitch. I used to manage all of the sales for Platform Marketing. I'm still active in the PlatFam, and I'm still a co-owner at Platform! However, I'm now the president of John Galt Mortgage Company, a new brokerage we (the Platform team) launched a few years ago. I wanted to introduce myself for those who don't already know me: I live in Charleston now, but I was born and raised in Columbus, Indiana…then Kentucky, then Germany for awhile, then Indiana again, then Michigan. If you guessed "was your dad in the military" you'd be correct! I finally moved to Charleston, South Carolina when I was 20, and after 12 years, it’s actually the place I’ve lived the longest. It’s crazy to see a place change so much over a decade. I love it here. As a kid I went to 9 elementary schools, 2 middle schools, and 1 high school...across 3 states and 2 countries. I responded to the constant school switching and need to make friends, not by becoming anti-social, but instead by becoming the top 1 percentile of hyper-extroverted people. I’m married. We have 2 dogs, a Corgi and a mini-Aussie, and a lovely, wretched cat with whom I have a love/hate relationship. I love trips to mountains and other stunning locations of natural beauty, such as 526 anytime I need to go somewhere. Come say “hi” to me. I dare you. I love meeting new people! I’m a drummer, vocalist, and have played in bands around the area since moving here 12 years ago. You can often find me at karaoke spots around town (or hitting up a local show). I’m also a nerd and love reading books on history, psychology, economics, and the rise and fall of empires. One of my favorite books of all-time is Atlas Shrugged, and as I mentioned I’m the president and cofounder of John Galt Mortgage Company. So if you know anyone looking to make a move, let me know! I can offer great rates and exceptional service. And you personally get to work with me, rather than some random guy in a call center in India. Feel free to call or text me. My personal cell is 843-801-6226 -Mitch PS Here's all the boring stuff I'm legally required to put on my Facebook posts: John Galt Mortgage Company NMLS #2075818

PlatFam! My name is Mitch. I used to manage all of the sales for Platform Marketing. I'm still active in the PlatFam, and I'm still a co-owner at Platform! However, I'm now the president of John Galt Mortgage Company, a new brokerage we (the Platform team) launched a few years ago. I wanted to introduce myself for those who don't already know me: I live in Charleston now, but I was born and raised in Columbus, Indiana…then Kentucky, then Germany for awhile, then Indiana again, then Michigan. If you guessed "was your dad in the military" you'd be correct! I finally moved to Charleston, South Carolina when I was 20, and after 12 years, it’s actually the place I’ve lived the longest. It’s crazy to see a place change so much over a decade. I love it here. As a kid I went to 9 elementary schools, 2 middle schools, and 1 high school...across 3 states and 2 countries. I responded to the constant school switching and need to make friends, not by becoming anti-social, but instead by becoming the top 1 percentile of hyper-extroverted people. I’m married. We have 2 dogs, a Corgi and a mini-Aussie, and a lovely, wretched cat with whom I have a love/hate relationship. I love trips to mountains and other stunning locations of natural beauty, such as 526 anytime I need to go somewhere. Come say “hi” to me. I dare you. I love meeting new people! I’m a drummer, vocalist, and have played in bands around the area since moving here 12 years ago. You can often find me at karaoke spots around town (or hitting up a local show). I’m also a nerd and love reading books on history, psychology, economics, and the rise and fall of empires. One of my favorite books of all-time is Atlas Shrugged, and as I mentioned I’m the president and cofounder of John Galt Mortgage Company. So if you know anyone looking to make a move, let me know! I can offer great rates and exceptional service. And you personally get to work with me, rather than some random guy in a call center in India. Feel free to call or text me. My personal cell is 843-801-6226 -Mitch PS Here's all the boring stuff I'm legally required to put on my Facebook posts: John Galt Mortgage Company NMLS #2075818

Mortgage Market and OCR Update The upcoming Official Cash Rate (OCR) review, scheduled for February 19, 2025, is anticipated to result in a 0.5% reduction, bringing the OCR down to 3.75% from its current 4.25%. interest.co.nz 💥Current Market Overview The New Zealand housing market has experienced significant fluctuations in recent years. After a peak in November 2021, house prices underwent a decline, followed by a stabilization phase. Recent data indicates a resurgence, with prices expected to increase by approximately 6% over the next year, driven by anticipated interest rate cuts. reuters.com Mortgage lending has also seen a notable uptick. As of late January 2025, there has been a strong rise in mortgage lending activities, reflecting growing confidence among borrowers and investors. mnimarkets.com 💥Anticipated OCR Reduction The RBNZ has been on a path of monetary easing, with a 0.5% cut in November 2024, setting the OCR at 4.25%. The upcoming February review is widely expected to implement another 0.5% reduction, aligning with the RBNZ's strategy to move the OCR toward a neutral level, estimated between 2.5% and 3.5%. reuters.com 💥Economic Considerations The RBNZ's decision to lower the OCR is influenced by several factors, including subdued inflation rates and a contracting economy. In the third quarter of 2024, the economy entered a recession, prompting the central bank to adopt a more accommodative monetary policy stance. reuters.com While the OCR cuts aim to stimulate economic activity, potential challenges such as rising unemployment and global economic uncertainties could impact the housing market's trajectory. It's essential for borrowers to remain cognizant of these factors when making long-term financial decisions. 💥Strategic Recommendations for Borrowers Given the anticipated OCR reduction, borrowers should consider the following strategies: 1- Assess Fixed vs. Floating Rates: Evaluate the benefits of fixed versus floating mortgage rates. While floating rates may decrease in response to the OCR cut, fixed rates offer stability against potential future rate fluctuations. 2-Refinancing Opportunities: Explore refinancing existing mortgages to take advantage of lower rates, which could result in significant savings over the loan term. 3- Stay Informed: Keep abreast of RBNZ announcements and economic indicators to make informed decisions. Regular consultations with financial advisors can provide personalized insights tailored to individual circumstances. In conclusion, the anticipated 0.5% reduction in the OCR reflects the RBNZ's commitment to supporting economic growth and maintaining price stability. For mortgage borrowers in New Zealand, this presents an opportune moment to reassess financial strategies and capitalize on the evolving market conditions. How Ascend Financial Services can help 👇👇 Instead of you having to regularly follow news and learn an industry, simply give Ascend Financial a call who have done all the work for you. We are always up to date with news, what banks are doing, what their policies are and how to best position you with debt management/structure. We cover all areas of lending including you home lending, business lending, asset finance. Anytime you require money, we can help. Reviews: 👌 Teri Tisdall Id like to recommend Ben at Ascend financial services. He made everything so stress free, he was super fast, and arranged a deal way more than I thought he would achieve. Interest rate is really good, and he had everything sorted. Should be more people like him about, as he cares, and also experienced beyond words in assisting with our needs. Thanks Ben. Brian D Ben was absolutely fantastic for us, very easy to deal with, understood our situation and came up with suitable options. He came highly recommended and didn't disappoint !!! 021 217 8208 Ben@ascendfinancial.co.nz www.ascendfinancial.co.nz #mortgage #propertyfinance #assetfinance #personalfinance

Join me in welcoming Jenn Ehrhardt, our newest Producing Loan Partner to the team! With over 15 years in the mortgage world and her family-run Savings & Loan legacy—this Baltimore lifer is ready to kick off her new chapter here with us at CMG! Specializing in #firsttimehomebuyer and #downpaymentassistance programs, Jenn is all about connecting with each borrower’s unique story and ensuring everyone feels in good hands—from credit repair to closing. Born & raised in BMORE, Jenn is a Maryland Mortgage Program expert & heavily involved with Live Baltimore. When Jenn isn't helping borrowers, you’ll find her outdoors with family or cheering on the O's & Ravens. We are THRILLED to have you on the team, Jenn! Here’s to #newbeginnings, #growth, and helping more & more homeowners! #NewTeamMember #MortgageExpert #LiveBaltimore #BaltimorePride #Baltimore #MarylandMortgage #stuartepsteincmg

Whether you're a first-time homebuyer, looking to refinance, or in need of a second mortgage, Ahmed Ibrahim at Delta Mortgages Inc. is here to help you navigate the world of mortgages with ease! ✅ Competitive Mortgage Rates ✅ Fast and Easy Approval Process ✅ Refinancing, Debt Consolidation, First-time Buyers & More! ✅ Tailored Solutions to Fit Your Unique Financial Situation 📍 Office Address: 235 Queen Street E, Brampton, ON, L6W 2B5 📞 Call Ahmed: (647) 272-5221 📧 Email: Admin@deltamo.ca 🌐 Visit Website: https://www.deltaf.ca/ Don’t wait! Secure your financial future today with expert mortgage advice from Ahmed Ibrahim – Principal Broker at Delta Mortgages Inc.

🎉 Vote for Us as the Best Mortgage Company in the Springs & Enter to Win a $100 Gift Card! 🎉 We’re thrilled to be nominated, and now we need your vote! Show your support for us as Best Mortgage Company in the Best of the Springs—and you could win a $100 gift card! 💳 Here’s how to enter: 1️⃣ Cast your vote for us (Thank you in advance! 🙏) 2️⃣ Send us a screenshot of your vote along with your name, email and phone number. 3️⃣ You’re officially entered to win! We’re giving away a few gift cards, so your chances are looking great! ✨ 💥 It’s that simple! Legal Stuff (We have to say it): ✅Prize is non-transferable and cannot be redeemed for cash. ✅No purchase necessary to enter. ✅Participants must be 18 or older. ✅Winners will be contacted via email and phone. ✅Must be a Colorado resident to win. Here's how to vote for us: 1️⃣ Click here: https://bit.ly/voteformsf2025 2️⃣ Hit VOTE 3️⃣ Enter your email address 4️⃣ Fill in your details 5️⃣ Click SUBMIT Get voting and good luck! 🍀 #bots2025 #bestofthesprings #mortgage #mortgagesolutionsfinancial #homeloanstory #voteforus #giftcard #coloradosprings

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