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Better than HMO (AXA) - PHP3.00 AXA Health Care Access -Comprehensive Medical Insurance Plan. ✅Higher Coverage 500k, 1M, 2M, 4M and 5 Million Annual Benefit Limit (higher benefit means better coverage) ✅With INPATIENT, Outpatient , and Emergency Coverage 500k to 5M depending on the variant chosen, unlike other HMO who has limited benefits. ✅Covers all Doctors Fee, Surgeon Fee and other fees, unlike other usual HMO who has limited coverage and inner limits. ✅Higher Room and Board coverage of up to 4500 to 15k per day (Local HMO is just 1000-1500/day, you will pay the remaining. In the end, mas mapapagastos ka.) ✅With Life and Accident Insurance (50,000-500,000) ✅With Dental Benefit (Extraction, cleaning, pasta/tooth fillings, brace adjustment) ✅Emergency Benefit (accident or non accident) with ambulance coverage ✅24/7 Unlimited Teleconsultation via My Pocket Doctor. (very useful and convenient, can request prescription, lab test request, and medical certificate for free) ✅Guaranteed Renewable until age 75(regardless if the client had a critical illness or has higher claims. ) For local HMO, they have the right to not renew the plan if the client has major claims already. ✅Premiums increases base on age, not on claims (mas economical and practical) ✅Can avail treatment even from non accredited clinics via reimbursement. ✅With Longevity Health Fund (Cashback fund starting on the 5th year) ✅Pre and Post Hospitalization Benefit ( covers up to 500k ABL for Outpatient lab test and treatment related to confinement within 90 days before confinement or 90 days after confinement) ✅With Annual Physical Exam + FBS , ECG, and Total Cholesterol and additional Blood tests ✅With Affordable Critical Illness Lump Sum Cash Benefit Rider ✅Inflation Shield design / Annual Benefit Limit Booster - increment of ABL by 10% every 3 yrs to make sure you can avail the best Health care through the years #betterthanHMO #Axa #GHA #HCA #medicalinsurance Learn more about this listing on Facebook Marketplace: https://facebook.com/marketplace/item/414242831608541/