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Did you know your LTV (loan-to-value) affects your mortgage rate? 🏠 Loan-to-value, often abbreviated to LTV, is a crucial element of a mortgage deal that can determine what interest rate you’re offered. 📉 Lower LTV = lenders see less risk = lower rates 📈 Higher LTV = lenders see more risk = slightly higher rates Want to know your LTV and how it impacts your options? Let's chat! ------------ Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding.