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Here are FIVE key lessons I have learned in my years helping clients achieve financial freedom and economic success: 1️⃣ Choose the house you can afford. Your next house doesn't have to be your forever home. 2️⃣ You do not have to have 20% down. 3️⃣ Even though you do not need 20%, put as much down as you can afford. A good lender 😉 can use seller/lender credits, etc. to bring your cash needed to close as low as possible. Start building equity in your new home ASAP!! 4️⃣ Interview several real estate agents and lenders to ensure you feel comfortable. Buying a home is a big deal; working with trusted professionals to get you in the best position for success is imperative. 5️⃣ Get Preapproved FIRST. I know the fun part is looking to see if the new listing has a finished basement or not, but the fact is you should #knowbeforeyougo. Consulting your preferred lender to get prequalified will fine tune your search so we can circle back to number 1️⃣ and back through the list! My goal with every client is transparency, acute communication, and economic success. I have a huge advantage having an entire team of specialists behind me: Construction Loan Specialists, Senior Processors, Investment Executive, and much more. BCC - Much More than Mortgage. #knowbeforeyougo #gingerlender #mortgage #finance #realestate #homesweethome Equal Housing Lender | Member FDIC