新媒网 · 跨境数据社区

Ayaw ng HMO (Healthcare Maintenance Organization) kasi kumuha na ng VUL (Variable Universal Life) insurance with some riders. Read to understand, bago kumuha intindihin. Lamang ang may alam. Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well. IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok. >>HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended. >>CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered. >>HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help? Client: Really? I didn't know that. I didn't read my policy. IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can. This is a concept our organization, IMG, is sharing to the community. P.S. Sometimes HMO premiums are cheaper than these. (depending on age) P. S. Kaiser is HMO Tara usap Tayo! Message me. bit.ly/CoachRhamz #PeaceOfMind #FinancialLiteracy #HealthRetirement

𝗠𝗮𝘅𝗶𝗺𝘂𝗺 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻, 𝗕𝘂𝗱𝗴𝗲𝘁-𝗙𝗿𝗶𝗲𝗻𝗱𝗹𝘆 𝗣𝗿𝗲𝗺𝗶𝘂𝗺! 😍 Gusto mo ba ng peace of mind para sa pamilya, kahit on a budget? With Sure Start by EastWest Ageas, may ₱2.5 Million life insurance coverage ka na for just ₱900+ lang kada buwan! ✅ Maximum protection sa abot-kayang halaga ✅ Hassle-free enrollment, no medical exam needed ✅ Guaranteed peace of mind para sa mga mahal mo sa buhay Imagine, sa ₱30+/day lang, may proteksyon ka nang maaasahan, secured ang future ng pamilya mo kahit anong mangyari. 💼💖 📩 Message me now for a FREE quote! Let’s make sure your dreams for your family are protected. #LifeInsurance #FamilyProtection #FinancialFreedom #PeaceOfMind #InsuranceMadeEasy #PinoyInsurance #SecureYourFuture #BudgetWiseProtection #EastWestAgeas #TrendyTreasure

Ayaw ng HMO (Healthcare Maintenance Organization) kasi kumuha na ng VUL (Variable Universal Life) insurance with some riders. Read to understand, bago kumuha intindihin. Lamang ang may alam. Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well. IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok. >>HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended. >>CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered. >>HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help? Client: Really? I didn't know that. I didn't read my policy. IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can. This is a concept our organization, IMG, is sharing to the community. P.S. Sometimes HMO premiums are cheaper than these. (depending on age) P. S. Kaiser is HMO

Client: Ma’am Mhadz ano po ang magandang PruLife UK Insurance Plan? Me: Lahat po ng plans ni Pru Life UK ay maganda, created sya with different GOALS, LIFE STAGES, and NEEDS. So, it depends po on your goal on which plan to choose 😊 Here's our TOP 3 BEST INSURANCE PLANS HERE IN PRU LIFE UK ✅ Kung gusto mo ng life insurance with investment at limited ang budget -𝗣𝗥𝗨𝗟𝗜𝗡𝗞 𝗔𝗦𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧 𝗣𝗟𝗨𝗦 ✅ If ang hanap mo naman ay 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐥𝐚𝐧 para sa anak mo? With Criticall Illness coverage. -𝗣𝗥𝗨 𝗛𝗘𝗔𝗟𝗧𝗛 𝗣𝗥𝗜𝗠𝗘 ✅ If you’re looking for a Higher Protection Coverage and Higher Investment return na limited pay plans like 15 yrs, 10yrs, 7yrs, and 5 yrs to pay pero may Millions ka na after mo ito bayaran. -𝗣𝗥𝗨𝗟𝗜𝗡𝗞 𝗘𝗟𝗜𝗧𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗢𝗥 𝗦𝗘𝗥𝗜𝗘𝗦 If you're not yet sure which plan you should get, let me help. Mahalaga na may idea ka na agad kung alin ba ang pinakamaganda para sayo. Message me for a FREE CONSULTATION. 📩

Wow Murah sangat niiii!! coverage RM350,000 serendah RM39 je 😱 selalu benda best ni limited guyss.. so grab cepat while quota masih available eh *Tertakluk kepada umur, jantina, risiko pekerjaan dan faktor kesihatan Nak saya kirakan harga yang tepat cepat PM k 😊 www.wasap.my/60133773858/hibahRM350k www.wasap.my/60133773858/hibahRM350k www.wasap.my/60133773858/hibahRM350k #hibahmurah #hibahtakaful #pelanpenggantigaji #incomereplacement #aia #agentseluruhmalaysia

Mums, you’d do anything for your kids — but have you sorted their future if the worst were to happen? Get up to €200,000 life cover from just €2.33 a week. Takes just 30 seconds to check what you qualify for — no strings attached.

As a dad, you do everything to provide for your family — but is their future financially secure? Get up to €200,000 life cover starting from just €2.33 a week. ✔ Simple & fast quote ✔ No obligation to buy ✔ Affordable protection for dads 👉 It takes just 30 seconds to find out how much you qualify for — get your free quote today!

Life Insurance For Teachers & Educators | Protecting Those Who Shape The Future. Teachers and educators dedicate their lives to empowering others. Now it’s time to protect what matters most — your family. ❤️ Life Insurance for educators: ✔ Policies added to trust ✔ Compare multiple providers — we shop around for you ✔ Affordable monthly premiums Whether you’re a teacher, lecturer, assistant, or administrator — we’ve got your back. Because your loved ones deserve the security you work so hard to provide. 👉🏼 Request your quote from our team today.

Secure 1 Cr life cover now and get all premiums refunded after policy term on survival*T&C

𝗛𝗶𝗻𝗱𝗶 𝗺𝗮𝗵𝗮𝗹 𝗸𝘂𝗺𝘂𝗵𝗮 𝗻𝗴 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘!!! Mas 𝗺𝗮𝗵𝗮𝗹 ang 𝗛𝗢𝗦𝗣𝗜𝗧𝗔𝗟 𝗕𝗜𝗟𝗟𝗦 tapos wala kang Insurance. Magmamahal lang insurance kung, pinapatagal mo ang pagkuha nito. Dahil mas mura ang Insurance pag bata pa at healthy. 💪🏻 At ang pagkuha ng insurance ay depende sa kaya mong budget para walang pressure. Message me for a 𝙁𝙍𝙀𝙀 𝙄𝙉𝙎𝙐𝙍𝘼𝙑𝙀𝙎𝙏 𝙌𝙐𝙊𝙏𝙀 na naka design talaga personally para sayo. Be an insured investor!!! Get an 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓 𝐭𝐨𝐝𝐚𝐲!!! Para sayo at sa pamilya mo! 𝐀𝐧𝐧𝐚𝐥𝐢𝐳𝐚 𝐋𝐚𝐧𝐝𝐢𝐜𝐡𝐨 Licensed Financial Advisor Asst. Unit Manager || Pru Life UK

Siapa yg mau siapin warisan RIP buat keluarga?cicil segera karena RIP pasti terjadi kan...

May 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 na! May 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 pa! 💰 Always prioritize paying yourself first. Your hard-earned money should be invested & protected as well. ☺️ Naghahanap ka ba ng savings plan na may mataas na critical illness coverage at investment program para sa future mo? 🤩 Game! Tara, help kita. #OnePolicyPerPinoy #InsuranceForAll #BeFutureReadywithUs

Humans are hardwired for self-preservation. Thinking about death conflicts with our natural instincts to stay alive, leading us to suppress thoughts about mortality. In some societies, discussions about death may be seen as morbid or disrespectful, discouraging open conversations.Modern lifestyles emphasize living in the moment and seeking pleasure, often pushing thoughts of mortality to the background. Life insurance is a financial product designed to provide financial security to your loved ones in the event of your death. It ensures that your dependents have financial support to cover expenses like daily living, debts, education, or other obligations after you’re gone.

LIC Insurance offers the perfect plans to match your goals and needs. Take the first step toward financial security and peace of mind for your family!

Are you eligible for a IUL? It's more than Life Insurance, it could change your retirement. Call me. Shy? Use my website. But find out! https://agents.ethoslife.com/invite/9162b

What Happens If the Unexpected Happens? The loss of a loved one is devastating—but financial struggles don’t have to follow. Protect your family’s future with life insurance. It’s a simple step with a lasting impact. Get a FREE life insurance quote and learn what mistakes to avoid with our complimentary booklet, "5 Life Insurance Mistakes You Don’t Want to Make." Take the first step today! 👉 Claim Your Free Quote & Booklet!

👉 Porque ahorrar no debería ser solo guardar, sino también recibir más. Aprovecha el Seguro Vida Devolución y obtén hasta el doble de tu dinero, mientras proteges a tu familia hasta con S/200,000 en caso les faltes.

👉 Porque ahorrar no debería ser solo guardar, sino también recibir más. Aprovecha el Seguro Vida Devolución y obtén hasta el doble de tu dinero, mientras proteges a tu familia hasta con S/200,000 en caso les faltes.