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Don’t navigate the homebuying process alone. Enjoy competitive rates, lower fees, and clear, expert guidance from local decision-makers who know your community. Our neighborhood mortgage team simplifies every step and helps you confidently get home.

Aspired to Own Your Own Home In British Columbia? Let’s get you started! Getting a mortgage through a mortgage broker is easier & faster than going through the big banks with all their red tape. 🏡 Downpayments as low as 5% ✅ No upfront costs for our services ✅ Special mortgage programs for trades & contractors ✅ Competitive interest rates with flexible terms 👉 Click Learn More to check your eligibility!

For assistance in finding the lowest interest rate at lowest closing cost combined with excellent service, reach out to me.

Empowering The Canadian Dream Of Home-Ownership, By Listening, Educating And Delivering The Best Mortgage Plan.

🏡 PLANNING TO BUY A HOME 🏡 7 out of 10 homebuyers don't know that they can save on their mortgage payment! Click "Learn More" below to see what may be available to you ✅ It is time to say goodbye to high rent! It's time to upgrade your home!👋 Right now, more people are qualifying to buy their dream home than ever before. Take advantage of the amazing options out there, including: ✅ SPECIALIZED programs for unique income scenarios ✅ Down payment assistance programs ✅ Competitive FHA, VA, USDA, and Conventional mortgages ✅ Credit optimization tools while you save NMLS #: 2569820 MidCon Mortgage is an Equal Housing Lender

7 Rules For Buying A House 1) NEIGHBORHOODS appreciate in value, houses don’t. In other words, you should prioritize “buying the neighborhood,” not the house. Buy the crappiest house in the absolute nicest neighborhood you can afford. This will set you up for maximum financial upside. Plus, who cares if you have a fancy kitchen if you hate the neighborhood you live in? 2) You should be able to afford the payment on the 15 year mortgage, even if you plan to use a 30 year mortgage. Remember, you can always get lower payments with a 30 year mortgage (and then pay extra principal every month if you want to pay it off sooner). 3) Remember that the house you live in is not an “investment.” It’s a consumption decision. People often get this confused because homes go up in value. Sometimes they go up in value a lot! It’s always nice when that happens, but it’s not the reason you should buy a house. Never assume it will be a great “investment.” Buy the house you love, that you can realistically afford, in a neighborhood you feel good about. It’s better to love where you live, and focus on saving for retirement with stocks/bonds/investments, than to buy a house you hate living in “because it was a great investment.” 4) Generally your DTI needs to be below 45% to qualify for a mortgage (ie if your gross income is $10,000/month your total debt shouldn’t exceed $4,500/month). However, this is unwise. It’s usually best to keep your monthly payments below 30% of your monthly income if you can. 5) Interview realtors. “Shop around” just like you would for a mortgage. Different agents have different levels of experience and perspective. Some charge more commission than others. Some are worth paying more commission to, because they’re honestly better! Don’t just work with your friend’s cousin because he’s licensed as a real estate agent. Do your homework. If you don’t have an agent yet, I can recommend realtors that I personally know and trust. 6) If you plan to move in less than two years, it probably doesn’t make sense to buy a house. Yes, home prices will probably increase in the next two years. Yes, this means you’ll “miss out” on equity gains. But there are costs of selling a house (commissions, closing costs, etc) that cancel out most of the benefits of homeownership if you’re only going to be living there for a year. In that case, it’s probably best to rent. 7) Just because you’re pre-approved for $500,000 doesn’t mean you have to buy a $500,000 house. You should always be emotionally and financially comfortable with the payment. Don't max out your finances and become house poor. -Mitch PS Here's all the boring stuff I'm legally required to put on my Facebook posts: John Galt Mortgage Company NMLS #2075818

"تُعدّ مهمة التمويل العقاري الأساسية تمكين الأفراد والعائلات ومساعدتهم على تحقيق أحلامهم وطموحاتهم في امتلاك المنازل." مهمتنا هي تقديم حلول تمويل عقاري مخصصة ومبتكرة تلبي احتياجات كل عميل بشكل فريد، إن مشاركة عملائنا في رحلة امتلاك منازلهم، وشُهود تحقيق أحلامهم، يُعدّ من أكثر جوانب مهنة التمويل العقاري إرضاءً، مُحقّقًا شعورًا بالرضا والسعادة لكونك محترفًا فيها - وهي لحظة مليئة بالإيجابية. * خدماتنا وما يميزنا: - استشارات التمويل العقاري والتخطيط المالي لمشتري المنازل: يقدم لكم مستشار تمويل عقاري متخصص ومتمرس المشورة والدعم اللازمين لاتخاذ قراراتٍ مستنيرة. - حلول تمويل عقاري مخصصة لتناسب الاحتياجات المختلفة: نولي اهتمامًا دقيقًا لفهم احتياجاتكم الفردية، ونقدم لكم حلول تمويل عقاري مصممة خصيصًا لتلبية تلك الاحتياجات. - توصيات واقتراحات وترشيحات للوحدات العقارية المناسبة: نُسهّل عملية شراء المنزل ونُبسطها، بفضل شراكتنا وعلاقاتنا المستديمة مع مجموعة كبيرة من المطورين العقاريين والوكلاء والوسطاء داخل منظومة العقارات. - تجربة خالية من المتاعب وتكنولوجيا متطورة: نتبنى أحدث التطورات في تكنولوجيا الذكاء الاصطناعي لتبسيط عملية التمويل العقاري، نُحسّن سرعة وشفافية عملية التمويل العقاري، مع تقديم موافقات سريعة وتواصلٍ واضح، مما يضمن رحلة سلسة وفعالة لامتلاك منزلك. "نرشدك نحو المنزل بخبرة ونزاهة." انضموا إلى عملائنا الكرام الذين حققوا أحلامهم بفضل ثقةٍ مُنِحَتْ لنا. Our primary mission in mortgage financing is to empower individuals and families to achieve their dreams of homeownership. We are committed to providing customized and innovative mortgage solutions tailored to the unique needs of each client. Our services include mortgage finance consultations, personalized mortgage solutions, property recommendations, and a hassle-free experience enhanced by advanced AI technology. We take pride in the satisfaction derived from helping our clients achieve their homeownership dreams. For further inquiries " تواصلوا معنا اليوم " please contact us at: Phone/WhatsApp: 011 19999404 Email: [waleed.elkayal@hotmail.com] [waleed_elkayal@hotmail.com] [waleed.el-kayal@qnb.com.eg]

🏡 Mortgage Solutions Tailored for You! 🏡 Looking for bank lending, B lending, or private mortgage options? We've got you covered with the lowest rates and personalized service! ✅ New Immigrants & Recently Employed ✅ Self-Employed & Low Document Mortgages ✅ Home Refinancing & Reverse Mortgages ✅ Investment in Different Provinces Don’t let bruised credit or bankruptcy stop you—our experts will guide you every step of the way! 📞 Call Majid Sharifi at 778-928-4884 and make your homeownership dreams come true.

🏡 𝐘𝐨𝐮𝐫 𝐃𝐫𝐞𝐚𝐦 𝐇𝐨𝐦𝐞 𝐒𝐭𝐚𝐫𝐭𝐬 𝐇𝐞𝐫𝐞! 🌟Looking to make your homeownership dreams a reality? Whether you’re buying your first home, upgrading, or refinancing, Mark Coffman with Pike Creek Mortgage Services, Inc. is here to guide you every step of the way! ✨ Why Work with Mark? ✔️ Expert advice tailored to your needs ✔️ Competitive rates and personalized loan options ✔️ A seamless and stress-free mortgage process Don’t wait to take the next step! Contact Mark Coffman today and start your journey toward homeownership! 🏠

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Wow, what an incredible year 2024 has been! I'm overwhelmed with emotion as I share the remarkable achievements of our TEAM. We've empowered 232 families to achieve homeownership, with a staggering volume of over $55 Million! This TEAM is truly the best, and as a broker, they've demonstrated exceptional expertise in managing state and federal reports, payroll bookkeeping, audit preparations, training, and more. We're deeply grateful to each and every one of our customers, and we hope you felt like part of our family, just as you've become an integral part of ours. We'd also like to extend our heartfelt appreciation to our loyal partners who trust us to ensure seamless closings every time. As I approach my 39th year in the mortgage industry, I'm still thrilled to be doing what I love – helping people turn their dream homes into reality. I'm truly thankful for all of you and feel blessed beyond measure. TEAM Horizon thanks you again, and we can't wait to see what the future holds for us in 2025!

𝗟𝗲 𝗗𝗶 𝗔 𝗠𝗶 𝗛𝗶𝗷𝗮 𝗨𝗻 𝗣𝗮𝗴𝗼 𝗜𝗻𝗶𝗰𝗶𝗮𝗹 𝗣𝗮𝗿𝗮 𝗦𝘂 𝗖𝗮𝘀𝗮. ¡Ahora No Me Deja Visitarla!

Whether you're a first-time homebuyer or looking to upgrade and invest in new property, we have the perfect mortgage solutions to help you step through the door. Why choose us? ✅ 95% Loan-to-Value – Stretch your budget further ✅ Pre-Approval in just 24 hours – Get a head start on the competition ✅ Flexibility for any home size or price ✅ Competitive rates – Ensuring you get the best deal possible ✅ 20 years of expertise – Trust in experience to guide you through Imagine your dream home. Now imagine getting the mortgage approved in just 24 hours! Let’s make it happen. 👉 Apply today and get fast pre-approval!

Whether you're a first-time homebuyer or looking to upgrade and invest in new property, we have the perfect mortgage solutions to help you step through the door. Why choose us? ✅ 95% Loan-to-Value – Stretch your budget further ✅ Pre-Approval in just 24 hours – Get a head start on the competition ✅ Flexibility for any home size or price ✅ Competitive rates – Ensuring you get the best deal possible ✅ 20 years of expertise – Trust in experience to guide you through Imagine your dream home. Now imagine getting the mortgage approved in just 24 hours! Let’s make it happen. 👉 Apply today and get fast pre-approval!