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Refinancing now could mean: ✔ 1st Home Buyer Rebate $3,000 ✔ Refinance Rebate $ 2,000 ✔ Accessing more equity ✔ Getting a better rate ✔ Reworking your loan for your lifestyle With property prices hitting new highs, now’s the time to act. Don’t let your bank pocket the benefit — put it back in your pocket. 🕒 No-cost refinance review — get started now

Refinancing now could mean: ✔ 1st Home Buyer Rebate $3,000 ✔ Refinance Rebate $ 2,000 ✔ Accessing more equity ✔ Getting a better rate ✔ Reworking your loan for your lifestyle With property prices hitting new highs, now’s the time to act. Don’t let your bank pocket the benefit — put it back in your pocket. 🕒 No-cost refinance review — get started now

Refinancing now could mean: ✔ 1st Home Buyer Rebate $3,000 ✔ Refinance Rebate $ 2,000 ✔ Accessing more equity ✔ Getting a better rate ✔ Reworking your loan for your lifestyle With property prices hitting new highs, now’s the time to act. Don’t let your bank pocket the benefit — put it back in your pocket. 🕒 No-cost refinance review — get started now

❌ Why pay more interest than you have to? With rates on the rise, staying with an outdated mortgage rate means you’re losing money. YBR Home Loans’s refinance program is designed to reduce your interest rate, cut down your payments, and offer you $3,000* cashback—all while saving you on monthly fees. Here’s what our refinancing process offers: - Lower interest rates to reduce payments immediately - $3,000* cashback directly to your account - Transparent fees: We make money when you save Our refinancing process is efficient, client-focused, and designed to put money back in your hands, not the bank’s. 🏠 💡 Hit ‘Learn More’ to see if you qualify for a refinance with $3,000* cashback.

ATTENTION: Self-Employed Business Owners If I had to get my home loan approved or refinanced—despite ATO debts and messy financials—this is exactly what I would do... First of all, I need to stop wasting time with banks that don’t understand how business owners actually operate. Let’s say my goal is to consolidate my debts and finally get some breathing room in my cash flow. I don’t have time to be mucked around—I need a solution now, not in six months. So I don’t have time for the endless rejections, paperwork, or trying to explain my income to a bank manager who doesn’t get self-employment. How do I get approved without perfect financials and still secure a proper home loan or refinance? I use one simple process. I’d book a personalised finance strategy session with a self-employed business specialist broker where my situation is assessed properly and real options are laid out. It’s ridiculously simple and requires very little from me upfront. I only have so much bandwidth—and stress levels are high—so I need this handled by someone who knows exactly how to navigate complex business financials and ATO debt. I’d also have a shot at consolidating my debts and restructuring everything—so my monthly repayments actually make sense for my business cash flow. The next thing I need is a proper plan. Again, I don’t have time to go back and forth with lenders who are just going to say no. I need this sorted now. So I let the experts take care of the lot—from reviewing my financials, working directly with my accountant, finding the right lender, all the way through to settlement. It’s really not that complicated once you know the process (which I’ll break down in full). Let’s run the numbers. If I consolidate my debts and refinance, I could reduce my monthly commitments by thousands—and remove the pressure from ATO chasing letters or creditors on my back. I didn’t have to chase documents or stress about getting knocked back again. I didn’t have to pretend my financials were “perfect”. I handed over the details—and they handled everything for me. So what happens at the end of it? Not only would I have a structured loan in place, but I’d also have regained control of my finances—and be in a much better place to grow my business. Why do most self-employed business owners avoid this? It’s rarely because they can’t benefit—it’s because they assume they can’t get approved... or they’ve been rejected so many times, they think it’s hopeless. But if you take a proven strategy that’s helped business owners with ATO debt, low-doc financials, or patchy income get approved—and apply it properly—it’s just maths. It’s a formula. If I hand over the right info, the right team can deliver results. Truthfully, I want a solution where I don’t have to jump through hoops—and still come out the other side with a real approval. I don’t want you wasting time, getting strung along by banks that never had any intention of helping you. The best part? We don’t charge you upfront. We get paid by the lenders only when you get approved. Why? Because we’re not here to guess—we back the process and only get paid when it works. If we weren’t confident we could get results for self-employed borrowers with complicated situations, we wouldn’t run this model. But that’s just how we do things. It’s not the only way to get a loan as a business owner. But it is the fastest and most effective way to actually get approved. If you want to learn EXACTLY how we do it, hit the Learn More button below. We break it down in a short, practical video. And if—by the end—you’re serious about consolidating your debt, reducing stress, and finally getting your finances under control, you’ll have the chance to book a call.

To the dedicated police officers of Australia, your commitment to service deserves recognition. At You First Finance, we understand the unique challenges you face, and we're here to help you secure your future with exclusive home loan benefits. Imagine owning your dream home without the financial strain. Here’s how we can support you: 💰 Significant Cashback: When you refinance with You First Finance, put money back in your pocket. 📈 High Loan-to-Value Ratios: Borrow up to 90% and step into your home sooner with our tailored options. 🛡️ LMI Waiver: Ditch the Lenders Mortgage Insurance—potentially saving you tens of thousands through You First Finance. 💵 No Genuine Savings Required: Your service is your down payment, exclusively with us. 📉 Preferential Interest Rates: Access rates designed for your profession, only at You First Finance. 💸 Reduced Monthly Repayments: Free up your budget for what matters, with our flexible plans. 🛠️ Flexible Funding: Access extra funds for renovations or those crucial life goals, through You First Finance. ⏱️ Calculate Your Savings in Under a Minute with You First Finance. Your dedication deserves more than thanks—it deserves tangible benefits. 👉 Click below to see your personalized savings and eligibility from You First Finance. ⬇️ https://go.youfirstfinance.com.au/policeyff3

If you own a house and you have lots of high-interest debt, you’re going to want to hear this! 🙏 With refinancing, I can replenish your bank account, lower your monthly payments and most importantly, pay off all your debt! For example, I had a client who were spending $3900/mo. Once they refinanced, their payments dropped to $1750/mo! They saved just over $2000/mo.. You can do this too! Message me if you want to save thousands too. It’s simple, I can take your stress away. I look forward to helping you too!

Is your home loan working for you? Go from first steps to next steps with our flexible refinance options.

Is your home loan working for you? Go from first steps to next steps with our flexible refinance options.

🚨 Attention Homeowners! 🚨 Are you tired of high interest rates on your mortgage? 🏠💰 You can save A LOT of money by refinancing your home, and our mortgage experts are here to make it quick & easy! We help you find the perfect refinancing option for your unique situation 🤝 With interest rates going up, now is the perfect time to get a home loan review, and get a better deal! 📈 ➡️ Don't wait any longer - save money on your mortgage! Click LEARN MORE to get more info and to schedule a free consultation and start your refinancing journey!

🏡 NC 🏡 3 in 4 residents don't know they could save BIG by using this home program… Click to see what rates are available ✅ NMLS #: 3277 EvolutionAi Mortgage is an Equal Housing Lender

🏡 Exciting Home Loan refinancing Offers! 🏡 10 DAYS BROKER EXCLUSIVE 📅 Submit your application before 31 December 2024 to qualify for these fantastic rates and cashback offers! Take control of your home loan and switch to some of the best variable rates on the market! Our Exclusive Offers: Owner-Occupied Loans: ✅ Variable Rate as Low as 5.78% p.a. (for properties with solar panels or heat pumps) ✅ $3,288 Cashback for refinancing Note: If your property doesn’t have solar panels or heat pumps, the rate will be 5.88% p.a. Investment Loans: ✅ Variable Rate: 6.09% p.a. (for properties with solar panels or heat pumps) ✅ Variable Rate: 6.18% p.a. (without solar panels or heat pumps) 10 DAYS BROKER EXCLUSIVE $500 BROKER EXCLUSIVE GIFT VOUCHER ON SETTLEMENT Eligibility Criteria: Loan amount over $400K LVR (Loan-to-Value Ratio) 80% or less Owner-occupied or investment properties Act Now – Limited Time Offer! 📅 Submit your application before 31 December 2024 to qualify for these fantastic rates and cashback offers! Why Choose Quick2lend? 🌟 Quick, Reliable Service – ! 🌟 Access to 40+ Lenders – We’ll find the perfect loan for you. 🌟 Hassle-Free Process – Let us handle the paperwork while you save! Contact Us Today! 📞 0477 247 829 📧 info@quick2lend.com.au 🌐 www.quick2lend.com.au 📅 Book Your Free Consultation: Click Here to Book 📅 Schedule a Meeting: Click Here to Schedule

If someone told me I could reduce my mortgage repayments, receive $2000 cash-back, save hundreds in wasted interest each month and have the fees paid for by the bank, within 12 days... I would jump at the opportunity. Would you? Here’s the reality. Our refinancing process has been proven to save homeowners hundreds in wasted monthly interest payments time and time again. It’s fast, it’s efficient. It’s Done-For-You. We know what we are doing. If we didn’t, you better believe we wouldn’t work on a commission based on the savings we generate for you. The process is incredibly simple, and we outline exactly how we do it if you hit Learn More and watch our short video. We don’t charge you any fees. Why? Because I want to make money when you save money. I also want to be fairly rewarded for putting thousands of dollars back into your pocket. So, we’re willing to put some skin in the game. If you watch the video and it sounds like something that aligns with how you want to reduce your mortgage repayments, you will have the opportunity to book a call. This isn’t just another strategy session. The reason we have a call is because we need to make sure your financial situation and loan structure fit our process. If we weren’t selective about who we worked with, we would be taking on ridiculous risk with our commission-based offer. Long story short, we need to make sure your loan can actually be optimised for better savings. So, if you’re looking to reduce your mortgage repayments and a proven Done-For-You process catches your eye, hit Learn More, watch the video, and let’s chat.

Nurses & Midwives, do you feel like you're paying too much on your mortgage? You see, if you've been with your current bank for more than 2 years, you could be paying 0.47% more than a new customer. On a $600,000 home loan, this would cost you around $60,000 in additional interest paid. That's how the big banks make so much, this year alone they’re expected to make more than $33 billion this year in profit... You shouldn't be giving them anymore by not reviewing your mortgage and getting the most competitive rate and structure you can get. The good news is, as a Nurse or Midwife you get access to exclusive mortgage deals... Which allow you to borrow up to 90% when purchasing or refinancing without paying LMI. Plus, get the most competitive rates and overtime inclusions to boost your borrowing power. Interested to learn more about what you could save? Click on the link below to book a call with a broker and explore your options.