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Don’t Let High Rates or Rigid Rules Delay Your Homeownership Dream! Are you feeling stuck with high interest rates or rigid requirements from traditional lenders? An FHA Loan Through Warp Speed Mortgage could be your solution! FHA Loan Benefits: 🟢 Low Down Payment : Secure an FHA mortgage with as little as 3.5% down! 🟢 Flexible Credit: Minimum credit score of 620+ typically required. 🟢 Competitive Rates : Access to current market rates designed for first-time buyers and those with flexible credit needs. Example Scenario (for qualified applicants): A $250,000 FHA loan at 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments) would result in an estimated principal and interest payment of approximate $1,623.50. This payment does not include property taxes, homeowner’s insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. Are You Eligible? If you have a credit score of 620+ and are shopping for a home over $250,000, you could qualify for this government-insured FHA program. Ready to find out more? Check Eligibility Instantly! Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

Don’t Let High Rates or Rigid Rules Delay Your Homeownership Dream! Are you feeling stuck with high interest rates or rigid requirements from traditional lenders? An FHA Loan Through Warp Speed Mortgage could be your solution! FHA Loan Benefits: 🟢 Low Down Payment : Secure an FHA mortgage with as little as 3.5% down! 🟢 Flexible Credit: Minimum credit score of 620+ typically required. 🟢 Competitive Rates : Access to current market rates designed for first-time buyers and those with flexible credit needs. Example Scenario (for qualified applicants): A $250,000 FHA loan at 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments) would result in an estimated principal and interest payment of approximate $1,623.50. This payment does not include property taxes, homeowner’s insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. Are You Eligible? If you have a credit score of 620+ and are shopping for a home over $250,000, you could qualify for this government-insured FHA program. Ready to find out more? Check Eligibility Instantly! Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

First-Time Homebuyer? Get a Lower Mortgage Rate with Just 3.5% Down! You don’t need perfect credit or a massive down payment to buy a home! FHA loans offer lower rates and easier approval—perfect for first-time buyers. Imagine owning your dream home with low monthly payments and less money upfront. Don’t let high interest rates hold you back! See if you qualify in 60 seconds or less 👉 WarpSpeedMortgage.com

Don’t Let High Rates or Rigid Rules Delay Your Homeownership Dream! Are you feeling stuck with high interest rates or rigid requirements from traditional lenders? An FHA Loan Through Warp Speed Mortgage could be your solution! FHA Loan Benefits: 🟢 Low Down Payment : Secure an FHA mortgage with as little as 3.5% down! 🟢 Flexible Credit: Minimum credit score of 620+ typically required. 🟢 Competitive Rates : Access to current market rates designed for first-time buyers and those with flexible credit needs. Example Scenario (for qualified applicants): A $250,000 FHA loan at 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments) would result in an estimated principal and interest payment of approximate $1,623.50. This payment does not include property taxes, homeowner’s insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. Are You Eligible? If you have a credit score of 620+ and are shopping for a home over $250,000, you could qualify for this government-insured FHA program. Ready to find out more? Check Eligibility Instantly! Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

Don’t Let High Rates or Rigid Rules Delay Your Homeownership Dream! Are you feeling stuck with high interest rates or rigid requirements from traditional lenders? An FHA Loan Through Warp Speed Mortgage could be your solution! FHA Loan Benefits: 🟢 Low Down Payment : Secure an FHA mortgage with as little as 3.5% down! 🟢 Flexible Credit: Minimum credit score of 620+ typically required. 🟢 Competitive Rates : Access to current market rates designed for first-time buyers and those with flexible credit needs. Example Scenario (for qualified applicants): A $250,000 FHA loan at 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments) would result in an estimated principal and interest payment of approximate $1,623.50. This payment does not include property taxes, homeowner’s insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. Are You Eligible? If you have a credit score of 620+ and are shopping for a home over $250,000, you could qualify for this government-insured FHA program. Ready to find out more? Check Eligibility Instantly! Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

First-Time Homebuyer? Explore Your Options! Dreaming of owning a home but worried about high down payments or credit scores? An FHA loan might be a great option for you! Why Consider an FHA loan? Low Down Payment: Qualify with as little as 3.5% down! For example, a $150,000 FHA loan at 6.5% Annual Percentage Rate (APR) for 30 years (360 payments) would result in an estimated monthly principal and interest payment of approximately $948.33. This payment does not include taxes, insurance or mortgage insurance premium, which will result in a higher actual monthly payment. Flexible Credit Requirements: Generally requires a credit score of 620+. Competitive rates: Access to current market rates designed to make homeownership more accessible. Is an FHA loan Right For You? If you have a credit score of 620+ and are looking to purchase a home with a loan amount of $150,000 or more, you could qualify for a government-insured FHA program. Imagine moving into your new home with a manageable down payment and affordable monthly payments. Ready to learn more? Check Your Eligibility in 60 Seconds! WarspeedMortgage.com Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

First-Time Homebuyer? Explore Your Options! Dreaming of owning a home but worried about high down payments or credit scores? An FHA loan might be a great option for you! Why Consider an FHA loan? Low Down Payment: Qualify with as little as 3.5% down! For example, a $150,000 FHA loan at 6.5% Annual Percentage Rate (APR) for 30 years (360 payments) would result in an estimated monthly principal and interest payment of approximately $948.33. This payment does not include taxes, insurance or mortgage insurance premium, which will result in a higher actual monthly payment. Flexible Credit Requirements: Generally requires a credit score of 620+. Competitive rates: Access to current market rates designed to make homeownership more accessible. Is an FHA loan Right For You? If you have a credit score of 620+ and are looking to purchase a home with a loan amount of $150,000 or more, you could qualify for a government-insured FHA program. Imagine moving into your new home with a manageable down payment and affordable monthly payments. Ready to learn more? Check Your Eligibility in 60 Seconds! WarspeedMortgage.com Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

First-Time Homebuyer? Explore Your Options! Dreaming of owning a home but worried about high down payments or credit scores? An FHA loan might be a great option for you! Why Consider an FHA loan? Low Down Payment: Qualify with as little as 3.5% down! For example, a $150,000 FHA loan at 6.5% Annual Percentage Rate (APR) for 30 years (360 payments) would result in an estimated monthly principal and interest payment of approximately $948.33. This payment does not include taxes, insurance or mortgage insurance premium, which will result in a higher actual monthly payment. Flexible Credit Requirements: Generally requires a credit score of 620+. Competitive rates: Access to current market rates designed to make homeownership more accessible. Is an FHA loan Right For You? If you have a credit score of 620+ and are looking to purchase a home with a loan amount of $150,000 or more, you could qualify for a government-insured FHA program. Imagine moving into your new home with a manageable down payment and affordable monthly payments. Ready to learn more? Check Your Eligibility in 60 Seconds! WarspeedMortgage.com Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

Your First Home: More Attainable Than You Think! Don't let myths about perfect credit or huge down payments keep you from achieving homeownership. We're here to help first-time buyers build equity and stability! FHA Loan Benefits for First-Time Buyers: ✅ Flexible Credit: Minimum credit score of 620+ typically required. ✅ Low Down Payment: Qualify with as little as 3.5% down! ✅ Competitive Rates: Access to current market rates designed to make homeownership accessible. Example Scenario (for qualified applicants): For an FHA loan of $250,000 at a 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments), the estimated principal and interest payment would be approximately $1,623.50. This payment does not include property taxes, homeowner's insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. ✅ Potential for Faster Closings: We strive for efficient processing, with many loans closing in as little as 30-45 days, and some potentially faster depending on individual circumstances and timely submission of all required documentation. Are You Eligible? If you have a credit score of 620+ and are looking for a loan amount of $250,000+, you could qualify for an FHA program. Ready to explore your options? See if you qualify in 60 seconds! 👉 WarpSpeedMortgage.com Warp Speed Mortgage - a registered trade name of CalCon Mutual Mortgage, LLC (NMLS #46375). Equal Housing Opportunity.

Your First Home: More Attainable Than You Think! Don't let myths about perfect credit or huge down payments keep you from achieving homeownership. We're here to help first-time buyers build equity and stability! FHA Loan Benefits for First-Time Buyers: ✅ Flexible Credit: Minimum credit score of 620+ typically required. ✅ Low Down Payment: Qualify with as little as 3.5% down! ✅ Competitive Rates: Access to current market rates designed to make homeownership accessible. Example Scenario (for qualified applicants): For an FHA loan of $250,000 at a 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments), the estimated principal and interest payment would be approximately $1,623.50. This payment does not include property taxes, homeowner's insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. ✅ Potential for Faster Closings: We strive for efficient processing, with many loans closing in as little as 30-45 days, and some potentially faster depending on individual circumstances and timely submission of all required documentation. Are You Eligible? If you have a credit score of 620+ and are looking for a loan amount of $250,000+, you could qualify for an FHA program. Ready to explore your options? See if you qualify in 60 seconds! 👉 WarpSpeedMortgage.com Warp Speed Mortgage - a registered trade name of CalCon Mutual Mortgage, LLC (NMLS #46375). Equal Housing Opportunity.

Don’t Let High Rates or Rigid Rules Delay Your Homeownership Dream! Are you feeling stuck with high interest rates or rigid requirements from traditional lenders? An FHA Loan Through Warp Speed Mortgage could be your solution! FHA Loan Benefits: 🟢 Low Down Payment : Secure an FHA mortgage with as little as 3.5% down! 🟢 Flexible Credit: Minimum credit score of 620+ typically required. 🟢 Competitive Rates : Access to current market rates designed for first-time buyers and those with flexible credit needs. Example Scenario (for qualified applicants): A $250,000 FHA loan at 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments) would result in an estimated principal and interest payment of approximate $1,623.50. This payment does not include property taxes, homeowner’s insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. Are You Eligible? If you have a credit score of 620+ and are shopping for a home over $250,000, you could qualify for this government-insured FHA program. Ready to find out more? Check Eligibility Instantly! Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

First-Time Homebuyer? Explore Your Options! Dreaming of owning a home but worried about high down payments or credit scores? An FHA loan might be a great option for you! Why Consider an FHA loan? Low Down Payment: Qualify with as little as 3.5% down! For example, a $150,000 FHA loan at 6.5% Annual Percentage Rate (APR) for 30 years (360 payments) would result in an estimated monthly principal and interest payment of approximately $948.33. This payment does not include taxes, insurance or mortgage insurance premium, which will result in a higher actual monthly payment. Flexible Credit Requirements: Generally requires a credit score of 620+. Competitive rates: Access to current market rates designed to make homeownership more accessible. Is an FHA loan Right For You? If you have a credit score of 620+ and are looking to purchase a home with a loan amount of $150,000 or more, you could qualify for a government-insured FHA program. Imagine moving into your new home with a manageable down payment and affordable monthly payments. Ready to learn more? Check Your Eligibility in 60 Seconds! WarspeedMortgage.com Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

Don’t Let High Rates or Rigid Rules Delay Your Homeownership Dream! Are you feeling stuck with high interest rates or rigid requirements from traditional lenders? An FHA Loan Through Warp Speed Mortgage could be your solution! FHA Loan Benefits: 🟢 Low Down Payment : Secure an FHA mortgage with as little as 3.5% down! 🟢 Flexible Credit: Minimum credit score of 620+ typically required. 🟢 Competitive Rates : Access to current market rates designed for first-time buyers and those with flexible credit needs. Example Scenario (for qualified applicants): A $250,000 FHA loan at 6.75% Annual Percentage Rate (APR) for 30 years (360 monthly payments) would result in an estimated principal and interest payment of approximate $1,623.50. This payment does not include property taxes, homeowner’s insurance, or monthly mortgage insurance premium, which will result in a higher actual monthly payment. Your specific rate and payment may vary. Are You Eligible? If you have a credit score of 620+ and are shopping for a home over $250,000, you could qualify for this government-insured FHA program. Ready to find out more? Check Eligibility Instantly! Warp Speed Mortgage - a registered trade name of Calcon Mutual Mortgage, LLC (NMLC #46375). Equal Housing Opportunity.

💸If your credit score is somewhere between 500 and 619, the FHA loan may be the best option for you!💼 Learn More!

💸If your credit score is somewhere between 500 and 619, the FHA loan may be the best option for you!💼 Learn More!

Homeownership Isn’t Just a Dream — FHA Loans Can Make It Your Reality! Learn More

Homeownership Isn’t Just a Dream — FHA Loans Can Make It Your Reality! Learn More

Ready to own your dream home? FHA Loans can make it a reality! 🏡 500+ FICO (10% down) | 580+ FICO (3.5% down) 💰 Competitive interest rates & low closing costs ✔ Flexible requirements, easy approval 🚀 Find out how much you qualify for today! Kim Dixon [NMLS:#1175391; CO-NMLS: 320841

FHA loans are a popular choice for first-time buyers looking for a low down payment and flexible options. ✅ Low down payment options ✅ Flexible credit requirements ✅ Competitive interest rates Ready to Get Started? Contact Anne Gillespie today to see if an FHA loan is right for you! 📞 Call (865) 343-6894 or ✉️ Email anne.gillespie@hearthsidebank.com.

Imagine waking up every morning in a home that's truly yours. We believe that homeownership should be within reach, not just a dream. Our FHA loan offers: Low 3.5% down payment Flexible credit score requirements (620+) Our expert team will guide you every step of the way, so you can focus on making memories in your new home. Take the First Step Towards Homeownership Today!