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Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the C.M. Bailey Library where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar dates and times.

Join us in Spring for a 𝙁𝙧𝙚𝙚 𝙀𝙙𝙪𝙘𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝙈𝙚𝙙𝙞𝙘𝙖𝙧𝙚 𝙎𝙚𝙢𝙞𝙣𝙖𝙧 on on 7/23 & 7/24. At this exclusive event 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙩𝙪𝙧𝙣𝙞𝙣𝙜 65 𝙖𝙣𝙙 𝙨𝙚𝙚𝙠𝙞𝙣𝙜 𝙖𝙣𝙨𝙬𝙚𝙧𝙨 𝙩𝙤 𝙮𝙤𝙪𝙧 𝙈𝙚𝙙𝙞𝙘𝙖𝙧𝙚 𝙦𝙪𝙚𝙨𝙩𝙞𝙤𝙣𝙨, we will reveal: ✅What you need to know about Medicare during your retirement. ✅What is and is not covered ✅When and how to enroll ✅Reasons your health care expenses may be high and much more invaluable information! Millions of Americans rely on Medicare, so join us to help you understand the program and your options. Seating is limited and spots fill up fast – 𝙨𝙤 𝙘𝙡𝙞𝙘𝙠 𝙗𝙚𝙡𝙤𝙬 𝙩𝙤 𝙍𝙎𝙑𝙋!

CPF OA or RA...... There are two things about CPF that never changes. One, it is here to stay. Two, it always changes. Keep ahead of how to optimize it as a cornerstone of your retirement plans. Especially so, after the changes to our CPF as announced in Budget 2024. Join our CPF Changes and You Seminar and learn from our expert speaker on the impact of the recent changes to your retirement planning, ways to optimize your CPF, choosing between OA or RA, the difference between CPF Life Basic, Standard and Escalating Plan, how to create a well-structured Retirement Plan, Building a Retirement Portfolio that generate Stable Passive Income. 🤩 Our seminar is packed with valuable insights and actionable tips that you can implement immediately. Don't miss this opportunity to take control of your financial future and gain beneficial insights into the CPF Changes . 𝑻𝒉𝒂𝒕'𝒔 𝒘𝒉𝒚 𝒚𝒐𝒖 𝒄𝒂𝒏'𝒕 𝒂𝒇𝒇𝒐𝒓𝒅 𝒕𝒐 𝒎𝒊𝒔𝒔 𝒐𝒖𝒓 𝒖𝒑𝒄𝒐𝒎𝒊𝒏𝒈 "𝑪𝑷𝑭 𝑪𝒉𝒂𝒏𝒈𝒆𝒔 𝒂𝒏𝒅 𝒀𝒐𝒖" 𝑪𝒐𝒇𝒇𝒆𝒆 𝑻𝒂𝒍𝒌 𝑺𝒆𝒎𝒊𝒏𝒂𝒓 𝒐𝒏 5th July 2025, 𝑺𝒂𝒕𝒖𝒓𝒅𝒂𝒚, 930𝒂𝒎 - 1130𝒑𝒎 @ 𝑩𝒍𝒌 261 𝑾𝒂𝒕𝒆𝒓𝒍𝒐𝒐 𝑺𝒕𝒓𝒆𝒆𝒕 #02-08 𝑾𝒂𝒕𝒆𝒓𝒍𝒐𝒐 𝑪𝒆𝒏𝒕𝒓𝒆, 𝑺(180261). 𝑾𝒆'𝒍𝒍 𝒄𝒐𝒗𝒆𝒓 𝒆𝒗𝒆𝒓𝒚𝒕𝒉𝒊𝒏𝒈 𝒚𝒐𝒖 𝒏𝒆𝒆𝒅 𝒕𝒐 𝒌𝒏𝒐𝒘 𝒂𝒃𝒐𝒖𝒕 𝑪𝑷𝑭 𝑪𝒉𝒂𝒏𝒈𝒆𝒔 𝒂𝒏𝒅 𝒀𝒐𝒖 𝒂𝒏𝒅 𝒉𝒐𝒘 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈 𝒂𝒉𝒆𝒂𝒅 𝒄𝒂𝒏 𝒃𝒆𝒏𝒆𝒇𝒊𝒕 𝒚𝒐𝒖 𝒂𝒏𝒅 𝒚𝒐𝒖𝒓 𝒍𝒐𝒗𝒆𝒅 𝒐𝒏𝒆𝒔. 👨‍🏫 But don't wait - seats are limited and filling up fast! 🏃‍♀️🏃🏃‍♂️ 🙋‍♀️🙋🙋‍♂️Here's what our past attendees had to say about our previous sessions: “Alan is humorous and engaging. He’s able to explain ideas in an easy way to understand.” – Mei H “Session is very lively, and Alan can put the information across very simply. Good update on the CPF changes.” – Kim Y “Speaker can relate to all the guests. Very entertaining and informative.” - Christina “This talk was very informative. It drew my attention to how I should plan with my retirement in mind.” - Gabriel W “A very insightful and enlightening with very useful and eye-opening facts.” - Teo TC “Presentation is informative and in humorous way, making it easy to absorb or understand.” - Millie C “Excellent talk on updates to latest changes in the CPF system.” - Bernard T “A good 360 review of what we need to cover for retirement planning.” – Leong WK We're confident that you'll find the same value in this session. Don't miss out on this opportunity to gain crucial knowledge and secure your financial future. Register now to secure your seat before it's too late. We can't wait to see you there!🙌 Apex Private Wealth Management is an authorised group of Financial Adviser Representatives from Professional Investment Advisory Services Pte Ltd

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Roosevelt Community Center where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • Strategies designed to help mitigate the impact of inflation, unexpected expenses, and the state of the economy on your retirement • Determining your tax liability based on income thresholds and filing status for Social Security • Critical tax, estate planning, and investment questions/issues affecting your ability to retire in the lifestyle you deserve • How investment risk and market volatility can crush your retirement plan • Strategies to help preserve your estate and protect your assets Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar date and time: https://workshopsforretirement.com/workshop/?page_name=Roosevelt-Community-Center-7149ab4d-e938-4534-82bf-67f45037092c&fbclid=fbclid

Free Retirement Workshop – Don’t Miss Out! Learn how to reduce taxes, avoid costly RMD penalties, and build a retirement income plan built to last. Join us locally—absolutely free. Click the "Learn More" button (or tap the image below) to view the full details, including the date, time, and location, and secure your spot for this complimentary and informative workshop! *Use of the library meeting space does not constitute an endorsement of the program/meeting or its content by the Public Library.

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Westerville Public Library where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. No products will be offered at this event. Click the link to see seminar dates and times.

Tariffs and Retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Ballantyne Resort where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • What tariffs are and how they impact our economy and market investments • How tariffs may impact volatility and steps you can take to protect yourself • Implications for cost of living, social security, health care and taxes • Common misconceptions about the markets and the economy in retirement • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar date and time: https://workshopsforretirement.com/list-of-workshops/?state=north%20carolina

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational lunch seminar at The HC Tavern + Kitchen where a knowledgeable financial professional will share powerful NEW strategies on Taxes, Investments, Income, Healthcare, and Estate Planning (including how to deal with the current market environment). You’ll also learn: • The official new tax reform rules and their impact on your retirement • ​​How to choose the best healthcare coverage • Common misconceptions about retirement planning • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar date and time: https://workshopsforretirement.com/workshop/?page_name=The-HC-Tavern-%20-Kitchen-ce96ec3e-92d0-479d-a179-acc3c5afe3f9&fbclid=fbclid

We are hosting a FREE Dinner & Retirement Planning event for Ages 59+ Come on out for dinner and meet some new people and learn how NOT to outlive your money. We know you have questions and we have answers about retirement! We are hosting a FREE Dinner & Retirement Planning event for Ages 59+ 📅 Thursday, April 24 ⏰ 6:00 PM 📍 Lizards Thicket 7569 St Andrews Rd Irmo, SC Limited to 25 People – Reserve Your Spot! If you’re 59 or older, it’s time to take control of your retirement planning. Join us for a complimentary dinner and get expert insights on securing your financial future. ✅ Maximizing Social Security Benefits ✅ Understanding Medicare & Long-Term Care Options ✅ Creating a Reliable Retirement Income Plan ✅ Estate Planning & Protecting Your Assets Enjoy a relaxed evening with great food while learning valuable strategies to protect your retirement savings. No pressure—just helpful information and the chance to meet others planning for their future.

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Livingston Parish Library-Denham Springs-Walker Branch where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar dates and times.

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Harberger Hill Community Center where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar dates and times.

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Hawthorne Branch | Alachua County Library District where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. Seating is limited. No products will be offered at this event. Click the link to see seminar dates and times. → https://rsvp.enlighten567.com/ZEJXALTER

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Monroe County Public Library - Southwest Branch where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. No products will be offered at this event. Click the link to see seminar dates and times.

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Monroe County Public Library - Southwest Branch where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. No products will be offered at this event. Click the link to see seminar dates and times.

Taxes in retirement can be potentially reduced by taking advantage of a few simple, yet highly effective strategies. Join us for our next no-charge informational seminar at the Monroe County Public Library - Southwest Branch where a knowledgeable financial professional will share powerful NEW strategies that may reduce the taxes you pay on your retirement income. You'll walk away armed with information you can use TODAY to potentially pocket thousands of additional dollars over the course of your retirement. You’ll also learn: • The official new tax reform rules and their impact on your retirement • How loss deductions may affect your taxes in retirement • Common misconceptions about taxes in retirement • The tax rules as they apply today • And much more! Don’t miss your chance to learn valuable information that could help you save thousands. No products will be offered at this event. Click the link to see seminar dates and times.

Join us for a 100% NO OBLIGATION, COMPLIMENTARY Dine & Learn Event at Hereford House in Shawnee. Seating is limited. Discover how you can potentially lower & possibly even eliminate taxes in retirement.

CPF Unlock: Navigating Changes to Secure Your Retirement Future CPF plays a crucial role in our retirement planning, but keeping up with its evolving rules can be overwhelming. Two things about CPF remain constant: it’s here to stay, and it keeps changing. Learn how to make CPF a cornerstone of your financial future with the recent updates from Budget 2024. Join us at CPF Unlock: Navigating Changes to Secure Your Retirement Future, where our expert speaker will cover: ✅ How to optimize your CPF for effective retirement planning ✅ Choosing between CPF OA or RA for your financial goals ✅ Understanding CPF Life options (Basic, Standard, Escalating plans) ✅ Building a structured retirement portfolio for steady passive income This seminar is packed with actionable insights you can start implementing immediately to take charge of your financial future. 📅 Date: 16 March 2025 🕘 Time: 10. 00 AM to 11:00 AM Secure your spot now to gain valuable knowledge that will benefit both you and your loved ones. Let’s navigate the changes together! We look forward to seeing you there!

CPF Unlock: Navigating Changes to Secure Your Retirement Future CPF plays a crucial role in our retirement planning, but keeping up with its evolving rules can be overwhelming. Two things about CPF remain constant: it’s here to stay, and it keeps changing. Learn how to make CPF a cornerstone of your financial future with the recent updates from Budget 2024. Join us at CPF Unlock: Navigating Changes to Secure Your Retirement Future, where our expert speaker will cover: ✅ How to optimize your CPF for effective retirement planning ✅ Choosing between CPF OA or RA for your financial goals ✅ Understanding CPF Life options (Basic, Standard, Escalating plans) ✅ Building a structured retirement portfolio for steady passive income This seminar is packed with actionable insights you can start implementing immediately to take charge of your financial future. 📅 Date: 16 March 2025 🕘 Time: 10. 00 AM to 11:00 AM Secure your spot now to gain valuable knowledge that will benefit both you and your loved ones. Let’s navigate the changes together! We look forward to seeing you there!